Open a new Wells Fargo Everyday Checking account. Receive at least $1,000 in qualifying deposits within 90 days of account opening. The minimum opening deposit is $25. The account has a $15.00 monthly service fee that may be avoidable by meeting the bank's published waiver requirements. Offer expiration: October 13, 2026.
Worth reviewing if the qualification steps fit your cash flow.
The current value, requirements, and available evidence support a strong review. Availability is broad, but the published requirements still determine eligibility.
Best forApplicants seeking a broadly available offer with manageable qualification steps.
Estimated effortHigher
Complete requirementsUp to 90 days to qualify
Expected payoutUp to 30 days after qualifying
Why it stands out
✓$325 advertised bonus value
✓Broad nationwide availability indicated
✓High evidence confidence (96%)
Watch before applying
!Qualifying direct deposit is required
!$25 funding or capital requirement
!$15 monthly fee before any waiver
Estimated timeline
Up to 120 days
Qualification through payment
Direct deposit
Required
Monthly fee
$15
Requirements completeness
96%
Structured field coverage
Transparent ranking
Why this offer scores 85.4
The score balances real return, capital tied up, time to payment, deposit friction, fees, complexity, retention risk, and data quality.
85.4
Version 2.0
Estimated net bonus
$310
Capital required
$25
Estimated timeline
120 days
Capital efficiency100.0
Payout velocity60.0
Direct-deposit friction82.0
Fee burden82.0
Requirement simplicity71.0
Retention risk100.0
Data confidence97.4
Decision guide
What you need to know before applying
Review the verified funding, deposit, fee, eligibility, and timing signals. Unknown values are shown as unknown rather than treated as zero.
Amount of new money currently identified in the published requirements.
Direct deposit
$1,000 required
Complete the qualifying direct-deposit activity within the published window.
Monthly fee
$15
A waiver may be available; verify the exact waiver method before applying.
Availability
Nationwide
The offer is currently represented as broadly available.
Qualification path
Complete these published steps
4
1
Open a new eligible Everyday Checking account through the promotional offer.
2
Fund the account with at least $25.
3
Receive qualifying direct deposits totaling at least $1,000 within 90 days.
4
Allow up to 30 days after qualification for bonus payment.
Expected timeline
From opening to payment
1
Open the account
Day 0
Apply through the official promotional path and retain the confirmation details.
2
Complete qualifying activity
Within 90 days
Complete the required funding, deposit, or other published activity within this window.
3
Allow time for payment
Up to 30 days
Bonus timing begins after the institution determines that the requirements were satisfied.
Decision recommendation
Strong recommendation
This guidance is generated from the offer's tracked value, funding, timing, availability, and verified requirement data. It is not personalized financial advice.
Recommendation score85.4out of 100
Why it may fit
✓
No direct deposit
The published requirements do not list direct deposit as mandatory.
Each critical requirement is mapped to the official-source evidence, parser, extraction method, confidence score, and verification date currently stored by Investivue.
A field may use its category evidence when a dedicated excerpt has not yet been stored. Missing evidence remains visibly unconfirmed.
Funding
Funding requirement
$25
Strong evidence · 100%
Open a new Wells Fargo Everyday Checking account. Receive at least $1,000 in qualifying deposits within 90 days of account opening. The minimum opening deposit is $25. The account has a $15.00 monthly service fee that may be avoidable by meeting the bank's published waiver requirements. Offer expiration: October 13, 2026.
Open a new Wells Fargo Everyday Checking account. Receive at least $1,000 in qualifying deposits within 90 days of account opening. The minimum opening deposit is $25. The account has a $15.00 monthly service fee that may be avoidable by meeting the bank's published waiver requirements. Offer expiration: October 13, 2026.
Open a new Wells Fargo Everyday Checking account. Receive at least $1,000 in qualifying deposits within 90 days of account opening. The minimum opening deposit is $25. The account has a $15.00 monthly service fee that may be avoidable by meeting the bank's published waiver requirements. Offer expiration: October 13, 2026.
Open a new Wells Fargo Everyday Checking account. Receive at least $1,000 in qualifying deposits within 90 days of account opening. The minimum opening deposit is $25. The account has a $15.00 monthly service fee that may be avoidable by meeting the bank's published waiver requirements. Offer expiration: October 13, 2026.
Open a new Wells Fargo Everyday Checking account. Receive at least $1,000 in qualifying deposits within 90 days of account opening. The minimum opening deposit is $25. The account has a $15.00 monthly service fee that may be avoidable by meeting the bank's published waiver requirements. Offer expiration: October 13, 2026.
Open a new Wells Fargo Everyday Checking account. Receive at least $1,000 in qualifying deposits within 90 days of account opening. The minimum opening deposit is $25. The account has a $15.00 monthly service fee that may be avoidable by meeting the bank's published waiver requirements. Offer expiration: October 13, 2026.
Open a new Wells Fargo Everyday Checking account. Receive at least $1,000 in qualifying deposits within 90 days of account opening. The minimum opening deposit is $25. The account has a $15.00 monthly service fee that may be avoidable by meeting the bank's published waiver requirements. Offer expiration: October 13, 2026.
Open a new Wells Fargo Everyday Checking account. Receive at least $1,000 in qualifying deposits within 90 days of account opening. The minimum opening deposit is $25. The account has a $15.00 monthly service fee that may be avoidable by meeting the bank's published waiver requirements. Offer expiration: October 13, 2026.
Open a new eligible Everyday Checking account through the promotional offer.
Required
2
Fund the account with at least $25.
Required
3
Receive qualifying direct deposits totaling at least $1,000 within 90 days.
Required
4
Allow up to 30 days after qualification for bonus payment.
Required
Eligibility
Who can qualify
Customer type
PERSONAL
New customer
Not specified
Existing customers
Not specified
Availability
Nationwide
Previous-customer lookback
Not specified
Account segment
PERSONAL
✓Sign On Everyday Checking Account | Limited Time Offer: ends October 13, 2026 Earn a $325 new checking customer bonus* As a new checking customer, when you open a new Everyday checking account ** then make $1,000 or more in qualifying direct deposits within 90 days of account opening.
✓
Direct deposit
Deposit requirements
Required
Yes
Minimum total
$1,000
Deposit count
Not specified
Completion window
90 days
Funding
Opening and balance requirements
Opening deposit
Required
Minimum opening deposit
$25
Funding window
Not specified
Minimum balance
$0
Fees
Account costs and waivers
Timeline
Important dates and windows
✓
Offer expires
Oct 13, 2026
✓
Fund account
Not specified
✓
Deposit window
90 days
✓
Qualify
90 days
✓
Bonus posts
30 days
Account retention period
Not specified
Evidence
Source and verification
Completeness
96%
Schema version
1.0
Last verified
Aug 22, 2026
Evidence records
1
requirements_text
100% confidence
Open a new Wells Fargo Everyday Checking account. Receive at least $1,000 in qualifying deposits within 90 days of account opening. The minimum opening deposit is $25. The account has a $15.00 monthly service fee that may be avoidable by meeting the bank's published waiver requirements. Offer expiration: October 13, 2026.
Open Open a new, eligible checking account with your bonus code.
✓If you open in a branch using your offer code, you may open any eligible consumer checking account.
✓Do I need to switch banks to be eligible for a checking account bonus?
✓You don’t need to switch banks to open a new checking account and be eligible for this bonus offer.
✓You must open a new, eligible checking account and make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment.
✓* How to qualify for this offer To be eligible: Offer is for new consumer checking customers only and is available only to the primary owner of the new checking account.
✓Offer is not available to customers that received a bonus for a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8.
Monthly fee
$15
Fee waiver
Available
Early closure penalty
$0
Restrictions
Exclusions and limitations
Promotion code
Not specified
Household limit
Not specified
Employee exclusion
Not specified
Combinability
Not specified
!Earn $325 bonus with a new Everyday Checking account | Wells Fargo Existing Customer?
!Offer is not available to customers that received a bonus for a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8.
!Deposit accounts that are part of the Wells Fargo Private Bank experience are not eligible for this offer.
!Other Terms: This offer may be discontinued or changed at any time without notice and cannot be combined with any other consumer deposit offer (limit one bonus per customer/account).
!Some accounts are not eligible for mobile deposit.