Huntington Bank
Review the qualification steps, fees, deadline, and official source before opening this account.
Current bonus
$400
Sep 30, 2026
Verification
Verified Aug 22, 2026
Requirements completeness
96%
Deposit requirement
Not listed as required
Related offers
More from this bank
Review every currently tracked promotion from this institution before choosing an account.
Huntington Bank
Current opportunity
Current bonus
$400
Est. net value $391.46
Open a new Huntington Perks Checking account. Receive qualifying direct deposits totaling at least $500 within 90 days. Keep the account open for at least 90 days. Qualify for the $400 promotional bonus. Apply by September 30, 2026.
Investivue decision
The current value, requirements, and available evidence support a strong review. Confirm location eligibility, funding, deposit, fee, and timing requirements first.
Why it stands out
Watch before applying
Estimated timeline
Up to 104 days
Qualification through payment
Direct deposit
Required
Monthly fee
$10
Requirements completeness
96%
Structured field coverage
Transparent ranking
The score balances real return, capital tied up, time to payment, deposit friction, fees, complexity, retention risk, and data quality.
86.3
Version 2.0
Estimated net bonus
$391
Capital required
$0
Estimated timeline
104 days
Decision guide
Review the verified funding, deposit, fee, eligibility, and timing signals. Unknown values are shown as unknown rather than treated as zero.
Funding requirement
No opening deposit required
Confirm the opening and qualifying funding terms on the official offer page.
Direct deposit
$500 required
Complete the qualifying direct-deposit activity within the published window.
Monthly fee
$10
A waiver may be available; verify the exact waiver method before applying.
Availability
13 listed states
Current structured eligibility lists: CO, IL, IN, KY, MI, MN, NC, OH, PA, SC, TX, WV, WI.
Qualification path
Open a new eligible Perks Checking account through the promotional offer.
Receive at least $500 in total qualifying direct deposits within 90 days of account opening.
Keep the account open for at least 90 days.
Allow up to 14 days after meeting the requirements for the bonus to post.
Expected timeline
Open the account
Day 0
Apply through the official promotional path and retain the confirmation details.
Complete qualifying activity
Within 90 days
Complete the required funding, deposit, or other published activity within this window.
Keep the account eligible
At least 90 days
Avoid closing the account before the stated retention period is complete.
Allow time for payment
Up to 14 days
Bonus timing begins after the institution determines that the requirements were satisfied.
Decision recommendation
This guidance is generated from the offer's tracked value, funding, timing, availability, and verified requirement data. It is not personalized financial advice.
Why it may fit
The published requirements do not list direct deposit as mandatory.
No required opening or qualifying deposit is currently confirmed.
Better alternatives
PNC Bank
Fifth Third Bank
Chase
Evidence and verification
Each critical requirement is mapped to the official-source evidence, parser, extraction method, confidence score, and verification date currently stored by Investivue.
Field-level provenance
A field may use its category evidence when a dedicated excerpt has not yet been stored. Missing evidence remains visibly unconfirmed.
Funding
$0
Open a new Huntington Perks Checking account. Receive qualifying direct deposits totaling at least $500 within 90 days. Keep the account open for at least 90 days. Qualify for the $400 promotional bonus. Apply by September 30, 2026.
Direct deposit
Required
Open a new Huntington Perks Checking account. Receive qualifying direct deposits totaling at least $500 within 90 days. Keep the account open for at least 90 days. Qualify for the $400 promotional bonus. Apply by September 30, 2026.
Fees
$10
Open a new Huntington Perks Checking account. Receive qualifying direct deposits totaling at least $500 within 90 days. Keep the account open for at least 90 days. Qualify for the $400 promotional bonus. Apply by September 30, 2026.
Timeline
90 days
Open a new Huntington Perks Checking account. Receive qualifying direct deposits totaling at least $500 within 90 days. Keep the account open for at least 90 days. Qualify for the $400 promotional bonus. Apply by September 30, 2026.
Timeline
90 days
Open a new Huntington Perks Checking account. Receive qualifying direct deposits totaling at least $500 within 90 days. Keep the account open for at least 90 days. Qualify for the $400 promotional bonus. Apply by September 30, 2026.
Timeline
Up to 14 days
Open a new Huntington Perks Checking account. Receive qualifying direct deposits totaling at least $500 within 90 days. Keep the account open for at least 90 days. Qualify for the $400 promotional bonus. Apply by September 30, 2026.
Eligibility
13 states
Open a new Huntington Perks Checking account. Receive qualifying direct deposits totaling at least $500 within 90 days. Keep the account open for at least 90 days. Qualify for the $400 promotional bonus. Apply by September 30, 2026.
Offer requirements
Open a new Huntington Perks Checking account. Receive qualifying direct deposits totaling at least $500 within 90 days. Keep the account open for at least 90 days. Qualify for the $400 promotional bonus. Apply by September 30, 2026.
Qualification steps
Open a new eligible Perks Checking account through the promotional offer.
RequiredReceive at least $500 in total qualifying direct deposits within 90 days of account opening.
RequiredKeep the account open for at least 90 days.
RequiredAllow up to 14 days after meeting the requirements for the bonus to post.
RequiredEligibility
Customer type
PERSONAL
New customer
Not specified
Existing customers
Not specified
Availability
CO, IL, IN, KY, MI, MN, NC, OH, PA, SC, TX, WV, WI
Previous-customer lookback
Not specified
Account segment
PERSONAL
Direct deposit
Required
Yes
Minimum total
$500
Deposit count
Not specified
Completion window
90 days
Funding
Opening deposit
Not required
Minimum opening deposit
$0
Funding window
Not specified
Minimum balance
$0
Fees
Timeline
Offer expires
Sep 30, 2026
Fund account
Not specified
Deposit window
90 days
Qualify
90 days
Bonus posts
14 days
Account retention period
90 days
Evidence
Completeness
96%
Schema version
1.0
Last verified
Aug 22, 2026
Evidence records
1
requirements_text
100% confidence
Open a new Huntington Perks Checking account. Receive qualifying direct deposits totaling at least $500 within 90 days. Keep the account open for at least 90 days. Qualify for the $400 promotional bonus. Apply by September 30, 2026.
Open official source ↗Old National Bank
Up to $600
Review details→
Monthly fee
$10
Fee waiver
Available
Early closure penalty
$0
Restrictions
Promotion code
Not specified
Household limit
Not specified
Employee exclusion
Not specified
Combinability
Not specified
No structured exclusions have been published. Review the official terms for restrictions.
Published deadline
Sep 30, 2026