Citi
Review the qualification steps, fees, deadline, and official source before opening this account.
Current bonus
Up to $1,500
Oct 26, 2026
Verification
Verified Aug 22, 2026
Requirements completeness
96%
Deposit requirement
Not listed as required
Related offers
More from this bank
Review every currently tracked promotion from this institution before choosing an account.
Citi
Current opportunity
Current bonus
Up to $1,500
Est. net value $1,200.78
Open a new eligible Citi Regular Checking account. Deposit at least $30,000 in New-to-Citibank funds within 45 days. Maintain the required qualifying balance for an additional 45 days. The account has a $4.50 monthly service fee that may be avoidable by meeting Citi's published waiver rules. Offer expiration: 10/26/2026.
Investivue decision
The offer may still work, but capital needs or overall value deserve a closer comparison. Confirm funding, eligibility, and account-retention terms before applying.
Why it stands out
Watch before applying
Estimated timeline
Up to 90 days
Qualification through payment
Direct deposit
Not required
Monthly fee
$4.5
Requirements completeness
96%
Structured field coverage
Transparent ranking
The score balances real return, capital tied up, time to payment, deposit friction, fees, complexity, retention risk, and data quality.
67.6
Version 2.0
Estimated net bonus
$1,201
Capital required
$30,000
Estimated timeline
90 days
Decision guide
Review the verified funding, deposit, fee, eligibility, and timing signals. Unknown values are shown as unknown rather than treated as zero.
Funding requirement
No opening deposit required
Confirm the opening and qualifying funding terms on the official offer page.
Direct deposit
Not required
The current structured requirements do not require direct deposit.
Monthly fee
$5
A waiver may be available; verify the exact waiver method before applying.
Availability
Nationwide
The offer is currently represented as broadly available.
Qualification path
Open a new eligible Regular Checking account through the promotional offer.
Allow up to 45 days after qualification for bonus payment.
Expected timeline
Open the account
Day 0
Apply through the official promotional path and retain the confirmation details.
Complete qualifying activity
Within 45 days
Complete the required funding, deposit, or other published activity within this window.
Keep the account eligible
At least 45 days
Avoid closing the account before the stated retention period is complete.
Allow time for payment
Up to 45 days
Bonus timing begins after the institution determines that the requirements were satisfied.
Decision recommendation
This guidance is generated from the offer's tracked value, funding, timing, availability, and verified requirement data. It is not personalized financial advice.
Why it may fit
The published requirements do not list direct deposit as mandatory.
The offer is listed as available nationwide.
Opportunity cost
Better alternatives
PNC Bank
Chase
PNC Bank
Evidence and verification
Each critical requirement is mapped to the official-source evidence, parser, extraction method, confidence score, and verification date currently stored by Investivue.
Field-level provenance
A field may use its category evidence when a dedicated excerpt has not yet been stored. Missing evidence remains visibly unconfirmed.
Funding
$0
Open a new eligible Citi Regular Checking account. Deposit at least $30,000 in New-to-Citibank funds within 45 days. Maintain the required qualifying balance for an additional 45 days. The account has a $4.50 monthly service fee that may be avoidable by meeting Citi's published waiver rules. Offer expiration: 10/26/2026.
Direct deposit
Not required
Open a new eligible Citi Regular Checking account. Deposit at least $30,000 in New-to-Citibank funds within 45 days. Maintain the required qualifying balance for an additional 45 days. The account has a $4.50 monthly service fee that may be avoidable by meeting Citi's published waiver rules. Offer expiration: 10/26/2026.
Fees
$5
Open a new eligible Citi Regular Checking account. Deposit at least $30,000 in New-to-Citibank funds within 45 days. Maintain the required qualifying balance for an additional 45 days. The account has a $4.50 monthly service fee that may be avoidable by meeting Citi's published waiver rules. Offer expiration: 10/26/2026.
Timeline
45 days
Open a new eligible Citi Regular Checking account. Deposit at least $30,000 in New-to-Citibank funds within 45 days. Maintain the required qualifying balance for an additional 45 days. The account has a $4.50 monthly service fee that may be avoidable by meeting Citi's published waiver rules. Offer expiration: 10/26/2026.
Timeline
45 days
Open a new eligible Citi Regular Checking account. Deposit at least $30,000 in New-to-Citibank funds within 45 days. Maintain the required qualifying balance for an additional 45 days. The account has a $4.50 monthly service fee that may be avoidable by meeting Citi's published waiver rules. Offer expiration: 10/26/2026.
Timeline
Up to 45 days
Open a new eligible Citi Regular Checking account. Deposit at least $30,000 in New-to-Citibank funds within 45 days. Maintain the required qualifying balance for an additional 45 days. The account has a $4.50 monthly service fee that may be avoidable by meeting Citi's published waiver rules. Offer expiration: 10/26/2026.
Eligibility
Nationwide
Open a new eligible Citi Regular Checking account. Deposit at least $30,000 in New-to-Citibank funds within 45 days. Maintain the required qualifying balance for an additional 45 days. The account has a $4.50 monthly service fee that may be avoidable by meeting Citi's published waiver rules. Offer expiration: 10/26/2026.
Offer requirements
Open a new eligible Citi Regular Checking account. Deposit at least $30,000 in New-to-Citibank funds within 45 days. Maintain the required qualifying balance for an additional 45 days. The account has a $4.50 monthly service fee that may be avoidable by meeting Citi's published waiver rules. Offer expiration: 10/26/2026.
Tiered promotion
Higher tiers require more qualifying activity.
Tier 1
$500
Maintain at least $30,000 in qualifying New-to-Citibank funds.
Tier 2
$1,500
Maintain at least $200,000 in qualifying New-to-Citibank funds.
Qualification steps
Open a new eligible Regular Checking account through the promotional offer.
RequiredAllow up to 45 days after qualification for bonus payment.
RequiredEligibility
Customer type
PERSONAL
New customer
Not specified
Existing customers
Not specified
Availability
Nationwide
Previous-customer lookback
Not specified
Account segment
PERSONAL
Direct deposit
Required
No
Minimum total
$0
Deposit count
Not specified
Completion window
45 days
Funding
Opening deposit
Not required
Minimum opening deposit
$0
Funding window
Not specified
Minimum balance
$30,000
Fees
Timeline
Offer expires
Oct 26, 2026
Fund account
Not specified
Deposit window
45 days
Qualify
45 days
Bonus posts
45 days
Account retention period
45 days
Evidence
Completeness
96%
Schema version
1.0
Last verified
Aug 22, 2026
Evidence records
1
requirements_text
100% confidence
Open a new eligible Citi Regular Checking account. Deposit at least $30,000 in New-to-Citibank funds within 45 days. Maintain the required qualifying balance for an additional 45 days. The account has a $4.50 monthly service fee that may be avoidable by meeting Citi's published waiver rules. Offer expiration: 10/26/2026.
Open official source ↗Old National Bank
Up to $600
Review details→
Monthly fee
$4.50
Fee waiver
Available
Early closure penalty
$0
Restrictions
Promotion code
Not specified
Household limit
Not specified
Employee exclusion
Not specified
Combinability
Not specified
Published deadline
Oct 26, 2026