Citi
Review the qualification steps, fees, deadline, and official source before opening this account.
Current bonus
$325
Oct 26, 2026
Verification
Verified Aug 4, 2026
Requirements completeness
93%
Deposit requirement
Not listed as required
Related offers
More from this bank
Review every currently tracked promotion from this institution before choosing an account.
Citi
Current opportunity
Current bonus
$325
Est. net value $313.91
Earn $325 with a New Citibank Checking Account FDIC-Insured – Backed by the full faith and credit of the U.S. Government Citibank, N.A. LIMITED TIME REGULAR CHECKING OFFER Earn $ 325 with a New Citibank Checking account Earn a $325 bonus by opening a new Regular Checking account by 10/26/26 and completing Enhanced Direct Deposits and other required activities. 1 Open Regular Checking For balances over $30,000 consider a Relationship Tier . Explore Regular Checking features & benefits Unlimited check writing No Overdraft or Returned Item Fees 2 No ATM Fees 2 at 65,000+ ATMs across the U.S. $2.50 Non-Citi ATM Fee Waived for customers in Relationship Tiers † $15 Monthly Service Fee waived for customers in Relationship Tiers or each month the account has $250+ in Enhanced Direct Deposits † Earn a cash bonus in 3 steps Step 1 Open a new Regular Checking account by applying exclusively from this page from 04/14/26 to 10/26/26. Only new checking customers qualify. Step 2 Deposit at least two (2) Enhanced Direct Deposits directly into your new Regular Checking account within 90 calendar days from account opening. The total of all your completed Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible. Note: Deposit requirements for this offer differ from the Enhanced Direct Deposit requirement of $250+ to waive Monthly Service Fees. † Step 3 Earn a cash bonus of $325 after completing required activities. You’ll receive the bonus as a credit to your eligible, Regular Checking Account between the 90th and 120th calendar day after account opening, provided you keep your account open and in good standing. Fees may reduce earnings. See Offer. 1 Deposit your way with Enhanced Direct Deposits Use your favorite eligible electronic deposit option, including Zelle®, person-to-person payments transferred via the ACH Network such as PayPal and Venmo, as well as recurring paychecks and pension or Social Security payments.* Learn more Grow your balance, gain new benefits Access enhanced benefits and services with Relationship Tiers and Combined Average Monthly Balance (CAMB) of $30,000 or more. ‡ Citi Account Features Citi Relationship Tiers Citi Account Features Everyday Benefits Combined Average Monthly Balance $0 - $29,999.99 † Open Regular Checking Ways to avoid Monthly Service Fees with $250+ in Enhanced Direct Deposits † Access to Citi Mobile® App, online banking and 65,000+ fee-free ATMs nationwide 2 No Overdraft or Returned Item Fees 2 Money Movement using Zelle ® payments, Instant Payments, and more 2 Citi Relationship Tiers Citi Priority Combined Average Monthly Balance $30,000 - $199,999.99 Open Regular Checking Includes all Everyday Benefits Preferred banking with no Monthly Service Fees, † plus increased money movement limits 2 Waived Citi Fees for Non-Citi ATMs, money orders, stop payments, and more 2 Increased limits for Zelle® payments, debit card purchases and daily ATM withdrawals 2 Waived fees for incoming domestic & international wire transfers 2 Citi Relationship Tiers Citigold® Combined Average Monthly Balance $200,000 - $999,999.99 Open Regular Checking Includes all Citi Priority Benefits Premium banking with waived online wire transfer fees, plus access to a Wealth team 2 Unlimited reimbursement of Non-Citibank ATMs fees globally 2 Access to a Wealth team and investment guidance from Citi Personal Wealth Management 2 Access to investment products including equities, ETFs, mutual funds, fixed income securities, alternative investments and more from Citi Personal Wealth Management 2 Citi Relationship Tiers Citigold® Private Client Combined Average Monthly Balance $1,000,000+ To learn more, call 1-888-500-5008 and mention this offer We accept 711 or other Relay Service Includes all Citigold Benefits Premier banking featuring fee-free services, plus an elevated level of wealth management 2 Advanced wealth planning and more from Citi Personal Wealth Management 2 Waived transfer fees
Investivue decision
The current value, requirements, and available evidence support a strong review. Availability is broad, but the published requirements still determine eligibility.
Why it stands out
Estimated timeline
Up to 90 days
Qualification through payment
Direct deposit
Required
Monthly fee
$15
Requirements completeness
93%
Structured field coverage
Transparent ranking
The score balances real return, capital tied up, time to payment, deposit friction, fees, complexity, retention risk, and data quality.
85.1
Version 2.0
Estimated net bonus
$314
Capital required
$0
Estimated timeline
90 days
Decision guide
Review the verified funding, deposit, fee, eligibility, and timing signals. Unknown values are shown as unknown rather than treated as zero.
Funding requirement
No opening deposit required
Confirm the opening and qualifying funding terms on the official offer page.
Direct deposit
$3,000 required
Complete the qualifying direct-deposit activity within the published window.
Monthly fee
$15
A waiver may be available; verify the exact waiver method before applying.
Availability
Nationwide
The offer is currently represented as broadly available.
Qualification path
Open a new eligible Citi Checking account through the promotional offer.
Receive qualifying direct deposits totaling at least $3,000 within 90 days.
Expected timeline
Open the account
Day 0
Apply through the official promotional path and retain the confirmation details.
Complete qualifying activity
Within 90 days
Complete the required funding, deposit, or other published activity within this window.
Decision recommendation
This guidance is generated from the offer's tracked value, funding, timing, availability, and verified requirement data. It is not personalized financial advice.
Why it may fit
The published requirements do not list direct deposit as mandatory.
The offer is listed as available nationwide.
No required opening or qualifying deposit is currently confirmed.
Better alternatives
PNC Bank
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Evidence and verification
Each critical requirement is mapped to the official-source evidence, parser, extraction method, confidence score, and verification date currently stored by Investivue.
Field-level provenance
A field may use its category evidence when a dedicated excerpt has not yet been stored. Missing evidence remains visibly unconfirmed.
Funding
$0
Earn $325 with a New Citibank Checking Account FDIC-Insured – Backed by the full faith and credit of the U.S. Government Citibank, N.A. LIMITED TIME REGULAR CHECKING OFFER Earn $ 325 with a New Citibank Checking account Earn a $325 bonus by opening a new Regular Checking account by 10/26/26 and completing Enhanced Direct Deposits and other required activities. 1 Open Regular Checking For balances over $30,000 consider a Relationship Tier . Explore Regular Checking features & benefits Unlimited check writing No Overdraft or Returned Item Fees 2 No ATM Fees 2 at 65,000+ ATMs across the U.S. $2.50 Non-Citi ATM Fee Waived for customers in Relationship Tiers † $15 Monthly Service Fee waived for customers in Relationship Tiers or each month the account has $250+ in Enhanced Direct Deposits † Earn a cash bonus in 3 steps Step 1 Open a new Regular Checking account by applying exclusively from this page from 04/14/26 to 10/26/26. Only new checking customers qualify. Step 2 Deposit at least two (2) Enhanced Direct Deposits directly into your new Regular Checking account within 90 calendar days from account opening. The total of all your completed Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible. Note: Deposit requirements for this offer differ from the Enhanced Direct Deposit requirement of $250+ to waive Monthly Service Fees. † Step 3 Earn a cash bonus of $325 after completing required activities. You’ll receive the bonus as a credit to your eligible, Regular Checking Account between the 90th and 120th calendar day after account opening, provided you keep your account open and in good standing. Fees may reduce earnings. See Offer. 1 Deposit your way with Enhanced Direct Deposits Use your favorite eligible electronic deposit option, including Zelle®, person-to-person payments transferred via the ACH Network such as PayPal and Venmo, as well as recurring paychecks and pension or Social Security payments.* Learn more Grow your balance, gain new benefits Access enhanced benefits and services with Relationship Tiers and Combined Average Monthly Balance (CAMB) of $30,000 or more. ‡ Citi Account Features Citi Relationship Tiers Citi Account Features Everyday Benefits Combined Average Monthly Balance $0 - $29,999.99 † Open Regular Checking Ways to avoid Monthly Service Fees with $250+ in Enhanced Direct Deposits † Access to Citi Mobile® App, online banking and 65,000+ fee-free ATMs nationwide 2 No Overdraft or Returned Item Fees 2 Money Movement using Zelle ® payments, Instant Payments, and more 2 Citi Relationship Tiers Citi Priority Combined Average Monthly Balance $30,000 - $199,999.99 Open Regular Checking Includes all Everyday Benefits Preferred banking with no Monthly Service Fees, † plus increased money movement limits 2 Waived Citi Fees for Non-Citi ATMs, money orders, stop payments, and more 2 Increased limits for Zelle® payments, debit card purchases and daily ATM withdrawals 2 Waived fees for incoming domestic & international wire transfers 2 Citi Relationship Tiers Citigold® Combined Average Monthly Balance $200,000 - $999,999.99 Open Regular Checking Includes all Citi Priority Benefits Premium banking with waived online wire transfer fees, plus access to a Wealth team 2 Unlimited reimbursement of Non-Citibank ATMs fees globally 2 Access to a Wealth team and investment guidance from Citi Personal Wealth Management 2 Access to investment products including equities, ETFs, mutual funds, fixed income securities, alternative investments and more from Citi Personal Wealth Management 2 Citi Relationship Tiers Citigold® Private Client Combined Average Monthly Balance $1,000,000+ To learn more, call 1-888-500-5008 and mention this offer We accept 711 or other Relay Service Includes all Citigold Benefits Premier banking featuring fee-free services, plus an elevated level of wealth management 2 Advanced wealth planning and more from Citi Personal Wealth Management 2 Waived transfer fees
Direct deposit
Required
Earn $325 with a New Citibank Checking Account FDIC-Insured – Backed by the full faith and credit of the U.S. Government Citibank, N.A. LIMITED TIME REGULAR CHECKING OFFER Earn $ 325 with a New Citibank Checking account Earn a $325 bonus by opening a new Regular Checking account by 10/26/26 and completing Enhanced Direct Deposits and other required activities. 1 Open Regular Checking For balances over $30,000 consider a Relationship Tier . Explore Regular Checking features & benefits Unlimited check writing No Overdraft or Returned Item Fees 2 No ATM Fees 2 at 65,000+ ATMs across the U.S. $2.50 Non-Citi ATM Fee Waived for customers in Relationship Tiers † $15 Monthly Service Fee waived for customers in Relationship Tiers or each month the account has $250+ in Enhanced Direct Deposits † Earn a cash bonus in 3 steps Step 1 Open a new Regular Checking account by applying exclusively from this page from 04/14/26 to 10/26/26. Only new checking customers qualify. Step 2 Deposit at least two (2) Enhanced Direct Deposits directly into your new Regular Checking account within 90 calendar days from account opening. The total of all your completed Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible. Note: Deposit requirements for this offer differ from the Enhanced Direct Deposit requirement of $250+ to waive Monthly Service Fees. † Step 3 Earn a cash bonus of $325 after completing required activities. You’ll receive the bonus as a credit to your eligible, Regular Checking Account between the 90th and 120th calendar day after account opening, provided you keep your account open and in good standing. Fees may reduce earnings. See Offer. 1 Deposit your way with Enhanced Direct Deposits Use your favorite eligible electronic deposit option, including Zelle®, person-to-person payments transferred via the ACH Network such as PayPal and Venmo, as well as recurring paychecks and pension or Social Security payments.* Learn more Grow your balance, gain new benefits Access enhanced benefits and services with Relationship Tiers and Combined Average Monthly Balance (CAMB) of $30,000 or more. ‡ Citi Account Features Citi Relationship Tiers Citi Account Features Everyday Benefits Combined Average Monthly Balance $0 - $29,999.99 † Open Regular Checking Ways to avoid Monthly Service Fees with $250+ in Enhanced Direct Deposits † Access to Citi Mobile® App, online banking and 65,000+ fee-free ATMs nationwide 2 No Overdraft or Returned Item Fees 2 Money Movement using Zelle ® payments, Instant Payments, and more 2 Citi Relationship Tiers Citi Priority Combined Average Monthly Balance $30,000 - $199,999.99 Open Regular Checking Includes all Everyday Benefits Preferred banking with no Monthly Service Fees, † plus increased money movement limits 2 Waived Citi Fees for Non-Citi ATMs, money orders, stop payments, and more 2 Increased limits for Zelle® payments, debit card purchases and daily ATM withdrawals 2 Waived fees for incoming domestic & international wire transfers 2 Citi Relationship Tiers Citigold® Combined Average Monthly Balance $200,000 - $999,999.99 Open Regular Checking Includes all Citi Priority Benefits Premium banking with waived online wire transfer fees, plus access to a Wealth team 2 Unlimited reimbursement of Non-Citibank ATMs fees globally 2 Access to a Wealth team and investment guidance from Citi Personal Wealth Management 2 Access to investment products including equities, ETFs, mutual funds, fixed income securities, alternative investments and more from Citi Personal Wealth Management 2 Citi Relationship Tiers Citigold® Private Client Combined Average Monthly Balance $1,000,000+ To learn more, call 1-888-500-5008 and mention this offer We accept 711 or other Relay Service Includes all Citigold Benefits Premier banking featuring fee-free services, plus an elevated level of wealth management 2 Advanced wealth planning and more from Citi Personal Wealth Management 2 Waived transfer fees
Fees
$15
Earn $325 with a New Citibank Checking Account FDIC-Insured – Backed by the full faith and credit of the U.S. Government Citibank, N.A. LIMITED TIME REGULAR CHECKING OFFER Earn $ 325 with a New Citibank Checking account Earn a $325 bonus by opening a new Regular Checking account by 10/26/26 and completing Enhanced Direct Deposits and other required activities. 1 Open Regular Checking For balances over $30,000 consider a Relationship Tier . Explore Regular Checking features & benefits Unlimited check writing No Overdraft or Returned Item Fees 2 No ATM Fees 2 at 65,000+ ATMs across the U.S. $2.50 Non-Citi ATM Fee Waived for customers in Relationship Tiers † $15 Monthly Service Fee waived for customers in Relationship Tiers or each month the account has $250+ in Enhanced Direct Deposits † Earn a cash bonus in 3 steps Step 1 Open a new Regular Checking account by applying exclusively from this page from 04/14/26 to 10/26/26. Only new checking customers qualify. Step 2 Deposit at least two (2) Enhanced Direct Deposits directly into your new Regular Checking account within 90 calendar days from account opening. The total of all your completed Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible. Note: Deposit requirements for this offer differ from the Enhanced Direct Deposit requirement of $250+ to waive Monthly Service Fees. † Step 3 Earn a cash bonus of $325 after completing required activities. You’ll receive the bonus as a credit to your eligible, Regular Checking Account between the 90th and 120th calendar day after account opening, provided you keep your account open and in good standing. Fees may reduce earnings. See Offer. 1 Deposit your way with Enhanced Direct Deposits Use your favorite eligible electronic deposit option, including Zelle®, person-to-person payments transferred via the ACH Network such as PayPal and Venmo, as well as recurring paychecks and pension or Social Security payments.* Learn more Grow your balance, gain new benefits Access enhanced benefits and services with Relationship Tiers and Combined Average Monthly Balance (CAMB) of $30,000 or more. ‡ Citi Account Features Citi Relationship Tiers Citi Account Features Everyday Benefits Combined Average Monthly Balance $0 - $29,999.99 † Open Regular Checking Ways to avoid Monthly Service Fees with $250+ in Enhanced Direct Deposits † Access to Citi Mobile® App, online banking and 65,000+ fee-free ATMs nationwide 2 No Overdraft or Returned Item Fees 2 Money Movement using Zelle ® payments, Instant Payments, and more 2 Citi Relationship Tiers Citi Priority Combined Average Monthly Balance $30,000 - $199,999.99 Open Regular Checking Includes all Everyday Benefits Preferred banking with no Monthly Service Fees, † plus increased money movement limits 2 Waived Citi Fees for Non-Citi ATMs, money orders, stop payments, and more 2 Increased limits for Zelle® payments, debit card purchases and daily ATM withdrawals 2 Waived fees for incoming domestic & international wire transfers 2 Citi Relationship Tiers Citigold® Combined Average Monthly Balance $200,000 - $999,999.99 Open Regular Checking Includes all Citi Priority Benefits Premium banking with waived online wire transfer fees, plus access to a Wealth team 2 Unlimited reimbursement of Non-Citibank ATMs fees globally 2 Access to a Wealth team and investment guidance from Citi Personal Wealth Management 2 Access to investment products including equities, ETFs, mutual funds, fixed income securities, alternative investments and more from Citi Personal Wealth Management 2 Citi Relationship Tiers Citigold® Private Client Combined Average Monthly Balance $1,000,000+ To learn more, call 1-888-500-5008 and mention this offer We accept 711 or other Relay Service Includes all Citigold Benefits Premier banking featuring fee-free services, plus an elevated level of wealth management 2 Advanced wealth planning and more from Citi Personal Wealth Management 2 Waived transfer fees
Timeline
90 days
Earn $325 with a New Citibank Checking Account FDIC-Insured – Backed by the full faith and credit of the U.S. Government Citibank, N.A. LIMITED TIME REGULAR CHECKING OFFER Earn $ 325 with a New Citibank Checking account Earn a $325 bonus by opening a new Regular Checking account by 10/26/26 and completing Enhanced Direct Deposits and other required activities. 1 Open Regular Checking For balances over $30,000 consider a Relationship Tier . Explore Regular Checking features & benefits Unlimited check writing No Overdraft or Returned Item Fees 2 No ATM Fees 2 at 65,000+ ATMs across the U.S. $2.50 Non-Citi ATM Fee Waived for customers in Relationship Tiers † $15 Monthly Service Fee waived for customers in Relationship Tiers or each month the account has $250+ in Enhanced Direct Deposits † Earn a cash bonus in 3 steps Step 1 Open a new Regular Checking account by applying exclusively from this page from 04/14/26 to 10/26/26. Only new checking customers qualify. Step 2 Deposit at least two (2) Enhanced Direct Deposits directly into your new Regular Checking account within 90 calendar days from account opening. The total of all your completed Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible. Note: Deposit requirements for this offer differ from the Enhanced Direct Deposit requirement of $250+ to waive Monthly Service Fees. † Step 3 Earn a cash bonus of $325 after completing required activities. You’ll receive the bonus as a credit to your eligible, Regular Checking Account between the 90th and 120th calendar day after account opening, provided you keep your account open and in good standing. Fees may reduce earnings. See Offer. 1 Deposit your way with Enhanced Direct Deposits Use your favorite eligible electronic deposit option, including Zelle®, person-to-person payments transferred via the ACH Network such as PayPal and Venmo, as well as recurring paychecks and pension or Social Security payments.* Learn more Grow your balance, gain new benefits Access enhanced benefits and services with Relationship Tiers and Combined Average Monthly Balance (CAMB) of $30,000 or more. ‡ Citi Account Features Citi Relationship Tiers Citi Account Features Everyday Benefits Combined Average Monthly Balance $0 - $29,999.99 † Open Regular Checking Ways to avoid Monthly Service Fees with $250+ in Enhanced Direct Deposits † Access to Citi Mobile® App, online banking and 65,000+ fee-free ATMs nationwide 2 No Overdraft or Returned Item Fees 2 Money Movement using Zelle ® payments, Instant Payments, and more 2 Citi Relationship Tiers Citi Priority Combined Average Monthly Balance $30,000 - $199,999.99 Open Regular Checking Includes all Everyday Benefits Preferred banking with no Monthly Service Fees, † plus increased money movement limits 2 Waived Citi Fees for Non-Citi ATMs, money orders, stop payments, and more 2 Increased limits for Zelle® payments, debit card purchases and daily ATM withdrawals 2 Waived fees for incoming domestic & international wire transfers 2 Citi Relationship Tiers Citigold® Combined Average Monthly Balance $200,000 - $999,999.99 Open Regular Checking Includes all Citi Priority Benefits Premium banking with waived online wire transfer fees, plus access to a Wealth team 2 Unlimited reimbursement of Non-Citibank ATMs fees globally 2 Access to a Wealth team and investment guidance from Citi Personal Wealth Management 2 Access to investment products including equities, ETFs, mutual funds, fixed income securities, alternative investments and more from Citi Personal Wealth Management 2 Citi Relationship Tiers Citigold® Private Client Combined Average Monthly Balance $1,000,000+ To learn more, call 1-888-500-5008 and mention this offer We accept 711 or other Relay Service Includes all Citigold Benefits Premier banking featuring fee-free services, plus an elevated level of wealth management 2 Advanced wealth planning and more from Citi Personal Wealth Management 2 Waived transfer fees
Timeline
Not confirmed
Earn $325 with a New Citibank Checking Account FDIC-Insured – Backed by the full faith and credit of the U.S. Government Citibank, N.A. LIMITED TIME REGULAR CHECKING OFFER Earn $ 325 with a New Citibank Checking account Earn a $325 bonus by opening a new Regular Checking account by 10/26/26 and completing Enhanced Direct Deposits and other required activities. 1 Open Regular Checking For balances over $30,000 consider a Relationship Tier . Explore Regular Checking features & benefits Unlimited check writing No Overdraft or Returned Item Fees 2 No ATM Fees 2 at 65,000+ ATMs across the U.S. $2.50 Non-Citi ATM Fee Waived for customers in Relationship Tiers † $15 Monthly Service Fee waived for customers in Relationship Tiers or each month the account has $250+ in Enhanced Direct Deposits † Earn a cash bonus in 3 steps Step 1 Open a new Regular Checking account by applying exclusively from this page from 04/14/26 to 10/26/26. Only new checking customers qualify. Step 2 Deposit at least two (2) Enhanced Direct Deposits directly into your new Regular Checking account within 90 calendar days from account opening. The total of all your completed Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible. Note: Deposit requirements for this offer differ from the Enhanced Direct Deposit requirement of $250+ to waive Monthly Service Fees. † Step 3 Earn a cash bonus of $325 after completing required activities. You’ll receive the bonus as a credit to your eligible, Regular Checking Account between the 90th and 120th calendar day after account opening, provided you keep your account open and in good standing. Fees may reduce earnings. See Offer. 1 Deposit your way with Enhanced Direct Deposits Use your favorite eligible electronic deposit option, including Zelle®, person-to-person payments transferred via the ACH Network such as PayPal and Venmo, as well as recurring paychecks and pension or Social Security payments.* Learn more Grow your balance, gain new benefits Access enhanced benefits and services with Relationship Tiers and Combined Average Monthly Balance (CAMB) of $30,000 or more. ‡ Citi Account Features Citi Relationship Tiers Citi Account Features Everyday Benefits Combined Average Monthly Balance $0 - $29,999.99 † Open Regular Checking Ways to avoid Monthly Service Fees with $250+ in Enhanced Direct Deposits † Access to Citi Mobile® App, online banking and 65,000+ fee-free ATMs nationwide 2 No Overdraft or Returned Item Fees 2 Money Movement using Zelle ® payments, Instant Payments, and more 2 Citi Relationship Tiers Citi Priority Combined Average Monthly Balance $30,000 - $199,999.99 Open Regular Checking Includes all Everyday Benefits Preferred banking with no Monthly Service Fees, † plus increased money movement limits 2 Waived Citi Fees for Non-Citi ATMs, money orders, stop payments, and more 2 Increased limits for Zelle® payments, debit card purchases and daily ATM withdrawals 2 Waived fees for incoming domestic & international wire transfers 2 Citi Relationship Tiers Citigold® Combined Average Monthly Balance $200,000 - $999,999.99 Open Regular Checking Includes all Citi Priority Benefits Premium banking with waived online wire transfer fees, plus access to a Wealth team 2 Unlimited reimbursement of Non-Citibank ATMs fees globally 2 Access to a Wealth team and investment guidance from Citi Personal Wealth Management 2 Access to investment products including equities, ETFs, mutual funds, fixed income securities, alternative investments and more from Citi Personal Wealth Management 2 Citi Relationship Tiers Citigold® Private Client Combined Average Monthly Balance $1,000,000+ To learn more, call 1-888-500-5008 and mention this offer We accept 711 or other Relay Service Includes all Citigold Benefits Premier banking featuring fee-free services, plus an elevated level of wealth management 2 Advanced wealth planning and more from Citi Personal Wealth Management 2 Waived transfer fees
Timeline
Not confirmed
Earn $325 with a New Citibank Checking Account FDIC-Insured – Backed by the full faith and credit of the U.S. Government Citibank, N.A. LIMITED TIME REGULAR CHECKING OFFER Earn $ 325 with a New Citibank Checking account Earn a $325 bonus by opening a new Regular Checking account by 10/26/26 and completing Enhanced Direct Deposits and other required activities. 1 Open Regular Checking For balances over $30,000 consider a Relationship Tier . Explore Regular Checking features & benefits Unlimited check writing No Overdraft or Returned Item Fees 2 No ATM Fees 2 at 65,000+ ATMs across the U.S. $2.50 Non-Citi ATM Fee Waived for customers in Relationship Tiers † $15 Monthly Service Fee waived for customers in Relationship Tiers or each month the account has $250+ in Enhanced Direct Deposits † Earn a cash bonus in 3 steps Step 1 Open a new Regular Checking account by applying exclusively from this page from 04/14/26 to 10/26/26. Only new checking customers qualify. Step 2 Deposit at least two (2) Enhanced Direct Deposits directly into your new Regular Checking account within 90 calendar days from account opening. The total of all your completed Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible. Note: Deposit requirements for this offer differ from the Enhanced Direct Deposit requirement of $250+ to waive Monthly Service Fees. † Step 3 Earn a cash bonus of $325 after completing required activities. You’ll receive the bonus as a credit to your eligible, Regular Checking Account between the 90th and 120th calendar day after account opening, provided you keep your account open and in good standing. Fees may reduce earnings. See Offer. 1 Deposit your way with Enhanced Direct Deposits Use your favorite eligible electronic deposit option, including Zelle®, person-to-person payments transferred via the ACH Network such as PayPal and Venmo, as well as recurring paychecks and pension or Social Security payments.* Learn more Grow your balance, gain new benefits Access enhanced benefits and services with Relationship Tiers and Combined Average Monthly Balance (CAMB) of $30,000 or more. ‡ Citi Account Features Citi Relationship Tiers Citi Account Features Everyday Benefits Combined Average Monthly Balance $0 - $29,999.99 † Open Regular Checking Ways to avoid Monthly Service Fees with $250+ in Enhanced Direct Deposits † Access to Citi Mobile® App, online banking and 65,000+ fee-free ATMs nationwide 2 No Overdraft or Returned Item Fees 2 Money Movement using Zelle ® payments, Instant Payments, and more 2 Citi Relationship Tiers Citi Priority Combined Average Monthly Balance $30,000 - $199,999.99 Open Regular Checking Includes all Everyday Benefits Preferred banking with no Monthly Service Fees, † plus increased money movement limits 2 Waived Citi Fees for Non-Citi ATMs, money orders, stop payments, and more 2 Increased limits for Zelle® payments, debit card purchases and daily ATM withdrawals 2 Waived fees for incoming domestic & international wire transfers 2 Citi Relationship Tiers Citigold® Combined Average Monthly Balance $200,000 - $999,999.99 Open Regular Checking Includes all Citi Priority Benefits Premium banking with waived online wire transfer fees, plus access to a Wealth team 2 Unlimited reimbursement of Non-Citibank ATMs fees globally 2 Access to a Wealth team and investment guidance from Citi Personal Wealth Management 2 Access to investment products including equities, ETFs, mutual funds, fixed income securities, alternative investments and more from Citi Personal Wealth Management 2 Citi Relationship Tiers Citigold® Private Client Combined Average Monthly Balance $1,000,000+ To learn more, call 1-888-500-5008 and mention this offer We accept 711 or other Relay Service Includes all Citigold Benefits Premier banking featuring fee-free services, plus an elevated level of wealth management 2 Advanced wealth planning and more from Citi Personal Wealth Management 2 Waived transfer fees
Eligibility
Nationwide
Earn $325 with a New Citibank Checking Account FDIC-Insured – Backed by the full faith and credit of the U.S. Government Citibank, N.A. LIMITED TIME REGULAR CHECKING OFFER Earn $ 325 with a New Citibank Checking account Earn a $325 bonus by opening a new Regular Checking account by 10/26/26 and completing Enhanced Direct Deposits and other required activities. 1 Open Regular Checking For balances over $30,000 consider a Relationship Tier . Explore Regular Checking features & benefits Unlimited check writing No Overdraft or Returned Item Fees 2 No ATM Fees 2 at 65,000+ ATMs across the U.S. $2.50 Non-Citi ATM Fee Waived for customers in Relationship Tiers † $15 Monthly Service Fee waived for customers in Relationship Tiers or each month the account has $250+ in Enhanced Direct Deposits † Earn a cash bonus in 3 steps Step 1 Open a new Regular Checking account by applying exclusively from this page from 04/14/26 to 10/26/26. Only new checking customers qualify. Step 2 Deposit at least two (2) Enhanced Direct Deposits directly into your new Regular Checking account within 90 calendar days from account opening. The total of all your completed Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible. Note: Deposit requirements for this offer differ from the Enhanced Direct Deposit requirement of $250+ to waive Monthly Service Fees. † Step 3 Earn a cash bonus of $325 after completing required activities. You’ll receive the bonus as a credit to your eligible, Regular Checking Account between the 90th and 120th calendar day after account opening, provided you keep your account open and in good standing. Fees may reduce earnings. See Offer. 1 Deposit your way with Enhanced Direct Deposits Use your favorite eligible electronic deposit option, including Zelle®, person-to-person payments transferred via the ACH Network such as PayPal and Venmo, as well as recurring paychecks and pension or Social Security payments.* Learn more Grow your balance, gain new benefits Access enhanced benefits and services with Relationship Tiers and Combined Average Monthly Balance (CAMB) of $30,000 or more. ‡ Citi Account Features Citi Relationship Tiers Citi Account Features Everyday Benefits Combined Average Monthly Balance $0 - $29,999.99 † Open Regular Checking Ways to avoid Monthly Service Fees with $250+ in Enhanced Direct Deposits † Access to Citi Mobile® App, online banking and 65,000+ fee-free ATMs nationwide 2 No Overdraft or Returned Item Fees 2 Money Movement using Zelle ® payments, Instant Payments, and more 2 Citi Relationship Tiers Citi Priority Combined Average Monthly Balance $30,000 - $199,999.99 Open Regular Checking Includes all Everyday Benefits Preferred banking with no Monthly Service Fees, † plus increased money movement limits 2 Waived Citi Fees for Non-Citi ATMs, money orders, stop payments, and more 2 Increased limits for Zelle® payments, debit card purchases and daily ATM withdrawals 2 Waived fees for incoming domestic & international wire transfers 2 Citi Relationship Tiers Citigold® Combined Average Monthly Balance $200,000 - $999,999.99 Open Regular Checking Includes all Citi Priority Benefits Premium banking with waived online wire transfer fees, plus access to a Wealth team 2 Unlimited reimbursement of Non-Citibank ATMs fees globally 2 Access to a Wealth team and investment guidance from Citi Personal Wealth Management 2 Access to investment products including equities, ETFs, mutual funds, fixed income securities, alternative investments and more from Citi Personal Wealth Management 2 Citi Relationship Tiers Citigold® Private Client Combined Average Monthly Balance $1,000,000+ To learn more, call 1-888-500-5008 and mention this offer We accept 711 or other Relay Service Includes all Citigold Benefits Premier banking featuring fee-free services, plus an elevated level of wealth management 2 Advanced wealth planning and more from Citi Personal Wealth Management 2 Waived transfer fees
Offer requirements
Earn $325 with a New Citibank Checking Account FDIC-Insured – Backed by the full faith and credit of the U.S. Government Citibank, N.A. LIMITED TIME REGULAR CHECKING OFFER Earn $ 325 with a New Citibank Checking account Earn a $325 bonus by opening a new Regular Checking account by 10/26/26 and completing Enhanced Direct Deposits and other required activities. 1 Open Regular Checking For balances over $30,000 consider a Relationship Tier . Explore Regular Checking features & benefits Unlimited check writing No Overdraft or Returned Item Fees 2 No ATM Fees 2 at 65,000+ ATMs across the U.S. $2.50 Non-Citi ATM Fee Waived for customers in Relationship Tiers † $15 Monthly Service Fee waived for customers in Relationship Tiers or each month the account has $250+ in Enhanced Direct Deposits † Earn a cash bonus in 3 steps Step 1 Open a new Regular Checking account by applying exclusively from this page from 04/14/26 to 10/26/26. Only new checking customers qualify. Step 2 Deposit at least two (2) Enhanced Direct Deposits directly into your new Regular Checking account within 90 calendar days from account opening. The total of all your completed Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible. Note: Deposit requirements for this offer differ from the Enhanced Direct Deposit requirement of $250+ to waive Monthly Service Fees. † Step 3 Earn a cash bonus of $325 after completing required activities. You’ll receive the bonus as a credit to your eligible, Regular Checking Account between the 90th and 120th calendar day after account opening, provided you keep your account open and in good standing. Fees may reduce earnings. See Offer. 1 Deposit your way with Enhanced Direct Deposits Use your favorite eligible electronic deposit option, including Zelle®, person-to-person payments transferred via the ACH Network such as PayPal and Venmo, as well as recurring paychecks and pension or Social Security payments.* Learn more Grow your balance, gain new benefits Access enhanced benefits and services with Relationship Tiers and Combined Average Monthly Balance (CAMB) of $30,000 or more. ‡ Citi Account Features Citi Relationship Tiers Citi Account Features Everyday Benefits Combined Average Monthly Balance $0 - $29,999.99 † Open Regular Checking Ways to avoid Monthly Service Fees with $250+ in Enhanced Direct Deposits † Access to Citi Mobile® App, online banking and 65,000+ fee-free ATMs nationwide 2 No Overdraft or Returned Item Fees 2 Money Movement using Zelle ® payments, Instant Payments, and more 2 Citi Relationship Tiers Citi Priority Combined Average Monthly Balance $30,000 - $199,999.99 Open Regular Checking Includes all Everyday Benefits Preferred banking with no Monthly Service Fees, † plus increased money movement limits 2 Waived Citi Fees for Non-Citi ATMs, money orders, stop payments, and more 2 Increased limits for Zelle® payments, debit card purchases and daily ATM withdrawals 2 Waived fees for incoming domestic & international wire transfers 2 Citi Relationship Tiers Citigold® Combined Average Monthly Balance $200,000 - $999,999.99 Open Regular Checking Includes all Citi Priority Benefits Premium banking with waived online wire transfer fees, plus access to a Wealth team 2 Unlimited reimbursement of Non-Citibank ATMs fees globally 2 Access to a Wealth team and investment guidance from Citi Personal Wealth Management 2 Access to investment products including equities, ETFs, mutual funds, fixed income securities, alternative investments and more from Citi Personal Wealth Management 2 Citi Relationship Tiers Citigold® Private Client Combined Average Monthly Balance $1,000,000+ To learn more, call 1-888-500-5008 and mention this offer We accept 711 or other Relay Service Includes all Citigold Benefits Premier banking featuring fee-free services, plus an elevated level of wealth management 2 Advanced wealth planning and more from Citi Personal Wealth Management 2 Waived transfer fees
Qualification steps
Open a new eligible Citi Checking account through the promotional offer.
RequiredReceive qualifying direct deposits totaling at least $3,000 within 90 days.
RequiredEligibility
Customer type
PERSONAL
New customer
Not specified
Existing customers
Not specified
Availability
Nationwide
Previous-customer lookback
Not specified
Account segment
PERSONAL
Direct deposit
Required
Yes
Minimum total
$3,000
Deposit count
Not specified
Completion window
90 days
Funding
Opening deposit
Not required
Minimum opening deposit
$0
Funding window
Not specified
Minimum balance
$0
Fees
Timeline
Offer expires
Oct 26, 2026
Fund account
Not specified
Deposit window
90 days
Qualify
90 days
Bonus posts
Not specified
Account retention period
Not specified
Evidence
Completeness
93%
Schema version
1.0
Last verified
Aug 4, 2026
Evidence records
1
requirements_text
100% confidence
Earn $325 with a New Citibank Checking Account FDIC-Insured – Backed by the full faith and credit of the U.S. Government Citibank, N.A. LIMITED TIME REGULAR CHECKING OFFER Earn $ 325 with a New Citibank Checking account Earn a $325 bonus by opening a new Regular Checking account by 10/26/26 and completing Enhanced Direct Deposits and other required activities. 1 Open Regular Checking For balances over $30,000 consider a Relationship Tier . Explore Regular Checking features & benefits Unlimited check writing No Overdraft or Returned Item Fees 2 No ATM Fees 2 at 65,000+ ATMs across the U.S. $2.50 Non-Citi ATM Fee Waived for customers in Relationship Tiers † $15 Monthly Service Fee waived for customers in Relationship Tiers or each month the account has $250+ in Enhanced Direct Deposits † Earn a cash bonus in 3 steps Step 1 Open a new Regular Checking account by applying exclusively from this page from 04/14/26 to 10/26/26. Only new checking customers qualify. Step 2 Deposit at least two (2) Enhanced Direct Deposits directly into your new Regular Checking account within 90 calendar days from account opening. The total of all your completed Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible. Note: Deposit requirements for this offer differ from the Enhanced Direct Deposit requirement of $250+ to waive Monthly Service Fees. † Step 3 Earn a cash bonus of $325 after completing required activities. You’ll receive the bonus as a credit to your eligible, Regular Checking Account between the 90th and 120th calendar day after account opening, provided you keep your account open and in good standing. Fees may reduce earnings. See Offer. 1 Deposit your way with Enhanced Direct Deposits Use your favorite eligible electronic deposit option, including Zelle®, person-to-person payments transferred via the ACH Network such as PayPal and Venmo, as well as recurring paychecks and pension or Social Security payments.* Learn more Grow your balance, gain new benefits Access enhanced benefits and services with Relationship Tiers and Combined Average Monthly Balance (CAMB) of $30,000 or more. ‡ Citi Account Features Citi Relationship Tiers Citi Account Features Everyday Benefits Combined Average Monthly Balance $0 - $29,999.99 † Open Regular Checking Ways to avoid Monthly Service Fees with $250+ in Enhanced Direct Deposits † Access to Citi Mobile® App, online banking and 65,000+ fee-free ATMs nationwide 2 No Overdraft or Returned Item Fees 2 Money Movement using Zelle ® payments, Instant Payments, and more 2 Citi Relationship Tiers Citi Priority Combined Average Monthly Balance $30,000 - $199,999.99 Open Regular Checking Includes all Everyday Benefits Preferred banking with no Monthly Service Fees, † plus increased money movement limits 2 Waived Citi Fees for Non-Citi ATMs, money orders, stop payments, and more 2 Increased limits for Zelle® payments, debit card purchases and daily ATM withdrawals 2 Waived fees for incoming domestic & international wire transfers 2 Citi Relationship Tiers Citigold® Combined Average Monthly Balance $200,000 - $999,999.99 Open Regular Checking Includes all Citi Priority Benefits Premium banking with waived online wire transfer fees, plus access to a Wealth team 2 Unlimited reimbursement of Non-Citibank ATMs fees globally 2 Access to a Wealth team and investment guidance from Citi Personal Wealth Management 2 Access to investment products including equities, ETFs, mutual funds, fixed income securities, alternative investments and more from Citi Personal Wealth Management 2 Citi Relationship Tiers Citigold® Private Client Combined Average Monthly Balance $1,000,000+ To learn more, call 1-888-500-5008 and mention this offer We accept 711 or other Relay Service Includes all Citigold Benefits Premier banking featuring fee-free services, plus an elevated level of wealth management 2 Advanced wealth planning and more from Citi Personal Wealth Management 2 Waived transfer fees
Old National Bank
Up to $600
Review details→
Watch before applying
Monthly fee
$15
Fee waiver
Available
Early closure penalty
$0
Restrictions
Promotion code
Not specified
Household limit
Not specified
Employee exclusion
Not specified
Combinability
Not specified
Published deadline
Oct 26, 2026