Chase
Review the qualification steps, fees, deadline, and official source before opening this account.
Current bonus
$400
Oct 14, 2026
Verification
Verified Aug 22, 2026
Requirements completeness
96%
Deposit requirement
Not listed as required
Related offers
More from this bank
Review every currently tracked promotion from this institution before choosing an account.
Chase
Current opportunity
Current bonus
$400
Est. net value $387.06
Receive qualifying electronic deposits totaling at least $1,000 within 90 days of offer enrollment. Offer is unavailable to existing Chase checking customers, customers whose checking accounts closed within 90 days, or customers whose accounts closed with a negative balance within the last three years. Only one new checking account opening bonus may be received every two years from the last coupon enrollment date. Standard monthly service fee is $15.00. The monthly service fee may be waived with $500+ in qualifying electronic deposits during each monthly statement period.
Investivue decision
The current value, requirements, and available evidence support a strong review. Availability is broad, but the published requirements still determine eligibility.
Why it stands out
Watch before applying
Estimated timeline
Up to 105 days
Qualification through payment
Direct deposit
Required
Monthly fee
$15
Requirements completeness
96%
Structured field coverage
Transparent ranking
The score balances real return, capital tied up, time to payment, deposit friction, fees, complexity, retention risk, and data quality.
86.2
Version 2.0
Estimated net bonus
$387
Capital required
$0
Estimated timeline
105 days
Decision guide
Review the verified funding, deposit, fee, eligibility, and timing signals. Unknown values are shown as unknown rather than treated as zero.
Funding requirement
No opening deposit required
Confirm the opening and qualifying funding terms on the official offer page.
Direct deposit
$1,000 required
Complete the qualifying direct-deposit activity within the published window.
Monthly fee
$15
A waiver may be available; verify the exact waiver method before applying.
Availability
Nationwide
The offer is currently represented as broadly available.
Qualification path
Open a new eligible Chase Total Checking account through the promotional offer.
Receive qualifying direct deposits totaling at least $1,000 within 90 days.
Allow up to 15 days after qualification for bonus payment.
Expected timeline
Open the account
Day 0
Apply through the official promotional path and retain the confirmation details.
Complete qualifying activity
Within 90 days
Complete the required funding, deposit, or other published activity within this window.
Allow time for payment
Up to 15 days
Bonus timing begins after the institution determines that the requirements were satisfied.
Decision recommendation
This guidance is generated from the offer's tracked value, funding, timing, availability, and verified requirement data. It is not personalized financial advice.
Why it may fit
The published requirements do not list direct deposit as mandatory.
The offer is listed as available nationwide.
No required opening or qualifying deposit is currently confirmed.
Better alternatives
PNC Bank
Fifth Third Bank
Chase
Evidence and verification
Each critical requirement is mapped to the official-source evidence, parser, extraction method, confidence score, and verification date currently stored by Investivue.
Field-level provenance
A field may use its category evidence when a dedicated excerpt has not yet been stored. Missing evidence remains visibly unconfirmed.
Funding
$0
Receive qualifying electronic deposits totaling at least $1,000 within 90 days of offer enrollment. Offer is unavailable to existing Chase checking customers, customers whose checking accounts closed within 90 days, or customers whose accounts closed with a negative balance within the last three years. Only one new checking account opening bonus may be received every two years from the last coupon enrollment date. Standard monthly service fee is $15.00. The monthly service fee may be waived with $500+ in qualifying electronic deposits during each monthly statement period.
Direct deposit
Required
Receive qualifying electronic deposits totaling at least $1,000 within 90 days of offer enrollment. Offer is unavailable to existing Chase checking customers, customers whose checking accounts closed within 90 days, or customers whose accounts closed with a negative balance within the last three years. Only one new checking account opening bonus may be received every two years from the last coupon enrollment date. Standard monthly service fee is $15.00. The monthly service fee may be waived with $500+ in qualifying electronic deposits during each monthly statement period.
Fees
$15
Receive qualifying electronic deposits totaling at least $1,000 within 90 days of offer enrollment. Offer is unavailable to existing Chase checking customers, customers whose checking accounts closed within 90 days, or customers whose accounts closed with a negative balance within the last three years. Only one new checking account opening bonus may be received every two years from the last coupon enrollment date. Standard monthly service fee is $15.00. The monthly service fee may be waived with $500+ in qualifying electronic deposits during each monthly statement period.
Timeline
90 days
Receive qualifying electronic deposits totaling at least $1,000 within 90 days of offer enrollment. Offer is unavailable to existing Chase checking customers, customers whose checking accounts closed within 90 days, or customers whose accounts closed with a negative balance within the last three years. Only one new checking account opening bonus may be received every two years from the last coupon enrollment date. Standard monthly service fee is $15.00. The monthly service fee may be waived with $500+ in qualifying electronic deposits during each monthly statement period.
Timeline
Not confirmed
Receive qualifying electronic deposits totaling at least $1,000 within 90 days of offer enrollment. Offer is unavailable to existing Chase checking customers, customers whose checking accounts closed within 90 days, or customers whose accounts closed with a negative balance within the last three years. Only one new checking account opening bonus may be received every two years from the last coupon enrollment date. Standard monthly service fee is $15.00. The monthly service fee may be waived with $500+ in qualifying electronic deposits during each monthly statement period.
Timeline
Up to 15 days
Receive qualifying electronic deposits totaling at least $1,000 within 90 days of offer enrollment. Offer is unavailable to existing Chase checking customers, customers whose checking accounts closed within 90 days, or customers whose accounts closed with a negative balance within the last three years. Only one new checking account opening bonus may be received every two years from the last coupon enrollment date. Standard monthly service fee is $15.00. The monthly service fee may be waived with $500+ in qualifying electronic deposits during each monthly statement period.
Eligibility
Nationwide
Receive qualifying electronic deposits totaling at least $1,000 within 90 days of offer enrollment. Offer is unavailable to existing Chase checking customers, customers whose checking accounts closed within 90 days, or customers whose accounts closed with a negative balance within the last three years. Only one new checking account opening bonus may be received every two years from the last coupon enrollment date. Standard monthly service fee is $15.00. The monthly service fee may be waived with $500+ in qualifying electronic deposits during each monthly statement period.
Offer requirements
Receive qualifying electronic deposits totaling at least $1,000 within 90 days of offer enrollment. Offer is unavailable to existing Chase checking customers, customers whose checking accounts closed within 90 days, or customers whose accounts closed with a negative balance within the last three years. Only one new checking account opening bonus may be received every two years from the last coupon enrollment date. Standard monthly service fee is $15.00. The monthly service fee may be waived with $500+ in qualifying electronic deposits during each monthly statement period.
Qualification steps
Open a new eligible Chase Total Checking account through the promotional offer.
RequiredReceive qualifying direct deposits totaling at least $1,000 within 90 days.
RequiredAllow up to 15 days after qualification for bonus payment.
RequiredEligibility
Customer type
PERSONAL
New customer
Not specified
Existing customers
Not specified
Availability
Nationwide
Previous-customer lookback
Not specified
Account segment
PERSONAL
Direct deposit
Required
Yes
Minimum total
$1,000
Deposit count
Not specified
Completion window
90 days
Funding
Opening deposit
Not required
Minimum opening deposit
$0
Funding window
Not specified
Minimum balance
$0
Fees
Timeline
Offer expires
Oct 14, 2026
Fund account
Not specified
Deposit window
90 days
Qualify
90 days
Bonus posts
15 days
Account retention period
Not specified
Evidence
Completeness
96%
Schema version
1.0
Last verified
Aug 22, 2026
Evidence records
1
requirements_text
100% confidence
Receive qualifying electronic deposits totaling at least $1,000 within 90 days of offer enrollment. Offer is unavailable to existing Chase checking customers, customers whose checking accounts closed within 90 days, or customers whose accounts closed with a negative balance within the last three years. Only one new checking account opening bonus may be received every two years from the last coupon enrollment date. Standard monthly service fee is $15.00. The monthly service fee may be waived with $500+ in qualifying electronic deposits during each monthly statement period.
Open official source ↗Old National Bank
Up to $600
Review details→
Monthly fee
$15
Fee waiver
Available
Early closure penalty
$0
Restrictions
Promotion code
Not specified
Household limit
Not specified
Employee exclusion
Not specified
Combinability
Not specified
Published deadline
Oct 14, 2026