Keybank
Review the qualification steps, fees, deadline, and official source before opening this account.
Current bonus
$300
Dec 11, 2026
Verification
Verified Aug 22, 2026
Requirements completeness
100%
Deposit requirement
Not listed as required
Related offers
More from this bank
Review every currently tracked promotion from this institution before choosing an account.
Keybank
Current opportunity
Current bonus
$300
Est. net value $299.84
s you are doing business with KIS and/or KIA, and not KeyBank. 3 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Smart Checking ® Account by 12/11/26 at 11:59 p.m. EST and make a total of $2,000 or more in eligible direct deposits within 90 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. The minimum opening deposit for Key Smart Checking is $10. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. Account must not be closed at the time of gift payment. Offer is subject to cancellation without notice. Geographic restrictions apply and account opening is subject to approval. Promotional offers in branch may differ from those visible online. 4 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Select Checking® Account by 12/11/26 at 11:59 p.m. EST and make a total of $5,000 or more in eligible direct deposits within 90 day
Investivue decision
The current value, requirements, and available evidence support a strong review. Confirm location eligibility, funding, deposit, fee, and timing requirements first.
Why it stands out
Estimated timeline
Up to 150 days
Qualification through payment
Direct deposit
Required
Monthly fee
Verified $0
Requirements completeness
100%
Structured field coverage
Transparent ranking
The score balances real return, capital tied up, time to payment, deposit friction, fees, complexity, retention risk, and data quality.
80.5
Version 2.0
Estimated net bonus
$300
Capital required
$10
Estimated timeline
150 days
Decision guide
Review the verified funding, deposit, fee, eligibility, and timing signals. Unknown values are shown as unknown rather than treated as zero.
Funding requirement
$10
Amount of new money currently identified in the published requirements.
Direct deposit
$2,000 required
Complete the qualifying direct-deposit activity within the published window.
Monthly fee
$0
No monthly fee is currently listed in the structured requirements.
Availability
15 listed states
Current structured eligibility lists: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA.
Qualification path
Open Key Smart Checking using offer code KDMA0526 by 12/11/26.
Make the $10 minimum opening deposit.
Within 90 days of account opening, receive at least $2,000 in total eligible direct deposits.
Keep the account open through bonus payment.
Expected timeline
Open the account
Day 0
Apply through the official promotional path and retain the confirmation details.
Complete qualifying activity
Within 90 days
Complete the required funding, deposit, or other published activity within this window.
Allow time for payment
Up to 60 days
Bonus timing begins after the institution determines that the requirements were satisfied.
Decision recommendation
This guidance is generated from the offer's tracked value, funding, timing, availability, and verified requirement data. It is not personalized financial advice.
Why it may fit
The published requirements do not list direct deposit as mandatory.
The tracked capital requirement is $10.
Opportunity cost
Better alternatives
Huntington Bank
Chase
PNC Bank
Evidence and verification
Each critical requirement is mapped to the official-source evidence, parser, extraction method, confidence score, and verification date currently stored by Investivue.
Field-level provenance
A field may use its category evidence when a dedicated excerpt has not yet been stored. Missing evidence remains visibly unconfirmed.
Funding
$10
s you are doing business with KIS and/or KIA, and not KeyBank. 3 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Smart Checking ® Account by 12/11/26 at 11:59 p.m. EST and make a total of $2,000 or more in eligible direct deposits within 90 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. The minimum opening deposit for Key Smart Checking is $10. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. Account must not be closed at the time of gift payment. Offer is subject to cancellation without notice. Geographic restrictions apply and account opening is subject to approval. Promotional offers in branch may differ from those visible online. 4 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Select Checking® Account by 12/11/26 at 11:59 p.m. EST and make a total of $5,000 or more in eligible direct deposits within 90 day
Direct deposit
Required
s you are doing business with KIS and/or KIA, and not KeyBank. 3 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Smart Checking ® Account by 12/11/26 at 11:59 p.m. EST and make a total of $2,000 or more in eligible direct deposits within 90 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. The minimum opening deposit for Key Smart Checking is $10. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. Account must not be closed at the time of gift payment. Offer is subject to cancellation without notice. Geographic restrictions apply and account opening is subject to approval. Promotional offers in branch may differ from those visible online. 4 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Select Checking® Account by 12/11/26 at 11:59 p.m. EST and make a total of $5,000 or more in eligible direct deposits within 90 day
Fees
$0
s you are doing business with KIS and/or KIA, and not KeyBank. 3 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Smart Checking ® Account by 12/11/26 at 11:59 p.m. EST and make a total of $2,000 or more in eligible direct deposits within 90 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. The minimum opening deposit for Key Smart Checking is $10. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. Account must not be closed at the time of gift payment. Offer is subject to cancellation without notice. Geographic restrictions apply and account opening is subject to approval. Promotional offers in branch may differ from those visible online. 4 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Select Checking® Account by 12/11/26 at 11:59 p.m. EST and make a total of $5,000 or more in eligible direct deposits within 90 day
Timeline
90 days
s you are doing business with KIS and/or KIA, and not KeyBank. 3 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Smart Checking ® Account by 12/11/26 at 11:59 p.m. EST and make a total of $2,000 or more in eligible direct deposits within 90 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. The minimum opening deposit for Key Smart Checking is $10. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. Account must not be closed at the time of gift payment. Offer is subject to cancellation without notice. Geographic restrictions apply and account opening is subject to approval. Promotional offers in branch may differ from those visible online. 4 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Select Checking® Account by 12/11/26 at 11:59 p.m. EST and make a total of $5,000 or more in eligible direct deposits within 90 day
Timeline
Not confirmed
s you are doing business with KIS and/or KIA, and not KeyBank. 3 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Smart Checking ® Account by 12/11/26 at 11:59 p.m. EST and make a total of $2,000 or more in eligible direct deposits within 90 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. The minimum opening deposit for Key Smart Checking is $10. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. Account must not be closed at the time of gift payment. Offer is subject to cancellation without notice. Geographic restrictions apply and account opening is subject to approval. Promotional offers in branch may differ from those visible online. 4 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Select Checking® Account by 12/11/26 at 11:59 p.m. EST and make a total of $5,000 or more in eligible direct deposits within 90 day
Timeline
Up to 60 days
s you are doing business with KIS and/or KIA, and not KeyBank. 3 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Smart Checking ® Account by 12/11/26 at 11:59 p.m. EST and make a total of $2,000 or more in eligible direct deposits within 90 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. The minimum opening deposit for Key Smart Checking is $10. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. Account must not be closed at the time of gift payment. Offer is subject to cancellation without notice. Geographic restrictions apply and account opening is subject to approval. Promotional offers in branch may differ from those visible online. 4 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Select Checking® Account by 12/11/26 at 11:59 p.m. EST and make a total of $5,000 or more in eligible direct deposits within 90 day
Eligibility
15 states
s you are doing business with KIS and/or KIA, and not KeyBank. 3 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Smart Checking ® Account by 12/11/26 at 11:59 p.m. EST and make a total of $2,000 or more in eligible direct deposits within 90 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. The minimum opening deposit for Key Smart Checking is $10. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. Account must not be closed at the time of gift payment. Offer is subject to cancellation without notice. Geographic restrictions apply and account opening is subject to approval. Promotional offers in branch may differ from those visible online. 4 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Select Checking® Account by 12/11/26 at 11:59 p.m. EST and make a total of $5,000 or more in eligible direct deposits within 90 day
Offer requirements
s you are doing business with KIS and/or KIA, and not KeyBank. 3 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Smart Checking ® Account by 12/11/26 at 11:59 p.m. EST and make a total of $2,000 or more in eligible direct deposits within 90 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. The minimum opening deposit for Key Smart Checking is $10. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. Account must not be closed at the time of gift payment. Offer is subject to cancellation without notice. Geographic restrictions apply and account opening is subject to approval. Promotional offers in branch may differ from those visible online. 4 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Select Checking® Account by 12/11/26 at 11:59 p.m. EST and make a total of $5,000 or more in eligible direct deposits within 90 day
Qualification steps
Open Key Smart Checking using offer code KDMA0526 by 12/11/26.
RequiredMake the $10 minimum opening deposit.
RequiredWithin 90 days of account opening, receive at least $2,000 in total eligible direct deposits.
RequiredKeep the account open through bonus payment.
RequiredEligibility
Customer type
PERSONAL
New customer
Not specified
Existing customers
Not specified
Availability
AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
Previous-customer lookback
Not specified
Account segment
PERSONAL
Direct deposit
Required
Yes
Minimum total
$2,000
Deposit count
Not specified
Completion window
90 days
Funding
Opening deposit
Required
Minimum opening deposit
$10
Funding window
Not specified
Minimum balance
$0
Fees
Timeline
Offer expires
Dec 11, 2026
Fund account
Not specified
Deposit window
90 days
Qualify
90 days
Bonus posts
60 days
Account retention period
Not specified
Evidence
Completeness
100%
Schema version
1.0
Last verified
Aug 22, 2026
Evidence records
1
requirements_text
100% confidence
s you are doing business with KIS and/or KIA, and not KeyBank. 3 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Smart Checking ® Account by 12/11/26 at 11:59 p.m. EST and make a total of $2,000 or more in eligible direct deposits within 90 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. The minimum opening deposit for Key Smart Checking is $10. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. Account must not be closed at the time of gift payment. Offer is subject to cancellation without notice. Geographic restrictions apply and account opening is subject to approval. Promotional offers in branch may differ from those visible online. 4 This offer is redeemable online only; however, if you are a non-resident, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Select Checking® Account by 12/11/26 at 11:59 p.m. EST and make a total of $5,000 or more in eligible direct deposits within 90 day
Old National Bank
Up to $600
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Monthly fee
$0
Fee waiver
Not available
Early closure penalty
$0
Restrictions
Promotion code
KDMA0526
Household limit
Not specified
Employee exclusion
Not specified
Combinability
Not specified
Published deadline
Dec 11, 2026