Td Bank
Review the qualification steps, fees, deadline, and official source before opening this account.
Current bonus
$200
Sep 30, 2026
Verification
Verified Aug 22, 2026
Requirements completeness
96%
Deposit requirement
Not listed as required
Related offers
More from this bank
Review every currently tracked promotion from this institution before choosing an account.
Td Bank
Current opportunity
Current bonus
$200
Est. net value $170.43
Maintain a minimum daily balance of $2,500 Relationship account balance Have a $25,000 minimum daily combined balance across eligible TD accounts you choose to link 3 To earn a $200 bonus: Open a new TD Complete Checking account, and Have $500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening To earn a $300 bonus: Open a new TD Beyond Checking account, and Have $2,500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening and is available only when opening through a qualifying website and who qualify as outlined below. Checking Bonus: You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are
Investivue decision
The current value, requirements, and available evidence support a strong review. Confirm location eligibility, funding, deposit, fee, and timing requirements first.
Why it stands out
Watch before applying
Estimated timeline
Up to 240 days
Qualification through payment
Direct deposit
Required
Monthly fee
$15
Requirements completeness
96%
Structured field coverage
Transparent ranking
The score balances real return, capital tied up, time to payment, deposit friction, fees, complexity, retention risk, and data quality.
82.2
Version 2.0
Estimated net bonus
$170
Capital required
$0
Estimated timeline
240 days
Decision guide
Review the verified funding, deposit, fee, eligibility, and timing signals. Unknown values are shown as unknown rather than treated as zero.
Funding requirement
No opening deposit required
Confirm the opening and qualifying funding terms on the official offer page.
Direct deposit
$500 required
Complete the qualifying direct-deposit activity within the published window.
Monthly fee
$15
A waiver may be available; verify the exact waiver method before applying.
Availability
Regional or unconfirmed
Confirm that your state and customer profile are eligible.
Qualification path
Open a new TD Complete Checking.
Within 60 days of account opening, receive at least $500 in total qualifying direct deposits.
Keep the account open and unrestricted through bonus payment.
Expected timeline
Open the account
Day 0
Apply through the official promotional path and retain the confirmation details.
Complete qualifying activity
Within 60 days
Complete the required funding, deposit, or other published activity within this window.
Allow time for payment
Up to 180 days
Bonus timing begins after the institution determines that the requirements were satisfied.
Decision recommendation
This guidance is generated from the offer's tracked value, funding, timing, availability, and verified requirement data. It is not personalized financial advice.
Why it may fit
The published requirements do not list direct deposit as mandatory.
No required opening or qualifying deposit is currently confirmed.
Opportunity cost
Better alternatives
Fifth Third Bank
M&T Bank
Huntington Bank
Evidence and verification
Each critical requirement is mapped to the official-source evidence, parser, extraction method, confidence score, and verification date currently stored by Investivue.
Field-level provenance
A field may use its category evidence when a dedicated excerpt has not yet been stored. Missing evidence remains visibly unconfirmed.
Funding
$0
Maintain a minimum daily balance of $2,500 Relationship account balance Have a $25,000 minimum daily combined balance across eligible TD accounts you choose to link 3 To earn a $200 bonus: Open a new TD Complete Checking account, and Have $500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening To earn a $300 bonus: Open a new TD Beyond Checking account, and Have $2,500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening and is available only when opening through a qualifying website and who qualify as outlined below. Checking Bonus: You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are
Direct deposit
Required
Maintain a minimum daily balance of $2,500 Relationship account balance Have a $25,000 minimum daily combined balance across eligible TD accounts you choose to link 3 To earn a $200 bonus: Open a new TD Complete Checking account, and Have $500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening To earn a $300 bonus: Open a new TD Beyond Checking account, and Have $2,500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening and is available only when opening through a qualifying website and who qualify as outlined below. Checking Bonus: You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are
Fees
$15
Maintain a minimum daily balance of $2,500 Relationship account balance Have a $25,000 minimum daily combined balance across eligible TD accounts you choose to link 3 To earn a $200 bonus: Open a new TD Complete Checking account, and Have $500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening To earn a $300 bonus: Open a new TD Beyond Checking account, and Have $2,500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening and is available only when opening through a qualifying website and who qualify as outlined below. Checking Bonus: You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are
Timeline
60 days
Maintain a minimum daily balance of $2,500 Relationship account balance Have a $25,000 minimum daily combined balance across eligible TD accounts you choose to link 3 To earn a $200 bonus: Open a new TD Complete Checking account, and Have $500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening To earn a $300 bonus: Open a new TD Beyond Checking account, and Have $2,500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening and is available only when opening through a qualifying website and who qualify as outlined below. Checking Bonus: You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are
Timeline
Not confirmed
Maintain a minimum daily balance of $2,500 Relationship account balance Have a $25,000 minimum daily combined balance across eligible TD accounts you choose to link 3 To earn a $200 bonus: Open a new TD Complete Checking account, and Have $500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening To earn a $300 bonus: Open a new TD Beyond Checking account, and Have $2,500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening and is available only when opening through a qualifying website and who qualify as outlined below. Checking Bonus: You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are
Timeline
Up to 180 days
Maintain a minimum daily balance of $2,500 Relationship account balance Have a $25,000 minimum daily combined balance across eligible TD accounts you choose to link 3 To earn a $200 bonus: Open a new TD Complete Checking account, and Have $500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening To earn a $300 bonus: Open a new TD Beyond Checking account, and Have $2,500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening and is available only when opening through a qualifying website and who qualify as outlined below. Checking Bonus: You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are
Eligibility
Not confirmed
Maintain a minimum daily balance of $2,500 Relationship account balance Have a $25,000 minimum daily combined balance across eligible TD accounts you choose to link 3 To earn a $200 bonus: Open a new TD Complete Checking account, and Have $500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening To earn a $300 bonus: Open a new TD Beyond Checking account, and Have $2,500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening and is available only when opening through a qualifying website and who qualify as outlined below. Checking Bonus: You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are
Offer requirements
Maintain a minimum daily balance of $2,500 Relationship account balance Have a $25,000 minimum daily combined balance across eligible TD accounts you choose to link 3 To earn a $200 bonus: Open a new TD Complete Checking account, and Have $500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening To earn a $300 bonus: Open a new TD Beyond Checking account, and Have $2,500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening and is available only when opening through a qualifying website and who qualify as outlined below. Checking Bonus: You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are
Qualification steps
Open a new TD Complete Checking.
RequiredWithin 60 days of account opening, receive at least $500 in total qualifying direct deposits.
RequiredKeep the account open and unrestricted through bonus payment.
RequiredEligibility
Customer type
PERSONAL
New customer
Not specified
Existing customers
Not specified
Availability
Regional
Previous-customer lookback
Not specified
Account segment
PERSONAL
Direct deposit
Required
Yes
Minimum total
$500
Deposit count
Not specified
Completion window
60 days
Funding
Opening deposit
Not required
Minimum opening deposit
$0
Funding window
Not specified
Minimum balance
$0
Fees
Timeline
Offer expires
Sep 30, 2026
Fund account
Not specified
Deposit window
60 days
Qualify
60 days
Bonus posts
180 days
Account retention period
Not specified
Evidence
Completeness
96%
Schema version
1.0
Last verified
Aug 22, 2026
Evidence records
1
requirements_text
100% confidence
Maintain a minimum daily balance of $2,500 Relationship account balance Have a $25,000 minimum daily combined balance across eligible TD accounts you choose to link 3 To earn a $200 bonus: Open a new TD Complete Checking account, and Have $500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening To earn a $300 bonus: Open a new TD Beyond Checking account, and Have $2,500 total in qualifying direct deposits post to the account within 60 days, and Your bonus will be paid on or before 180 days after account opening and is available only when opening through a qualifying website and who qualify as outlined below. Checking Bonus: You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. Savings Bonus: You will not qualify for the Savings Bonus if you are
Old National Bank
Up to $600
Review details→
Monthly fee
$15
Fee waiver
Available
Early closure penalty
$0
Restrictions
Promotion code
Not specified
Household limit
Not specified
Employee exclusion
Not specified
Combinability
Not specified
Published deadline
Sep 30, 2026